Banking - Distressed Loans Credit Analyst - VP  (Lawrenceville)

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Details
  • Address: Lawrenceville, GA 30042 (map)
  • Date Posted: 11/10/09
  • Job Type: Full-time
Description

The ideal candidate must have superior credit skills, experience working in a workouts / remedial management department, strong negotiation and portfolio management skills

RESPONSIBILITIES
• Manage a portfolio of troubled loans and develop a plan for restructuring and renegotiating credit agreements / terms
• Develop resolution strategies and negotiate with clients and banks to minimize loan loss for the bank
• Analyze risk and perform credit reviews of existing clients / loans
• Prepare and present credit recommendations for approval
• Evaluate credit applications / write ups and communicate with various lending business lines throughout the bank on how to handle and avoid troubled loans
• Liaise with other bank departments including Credit Examination, Legal and Risk Management
• Keep abreast with industry and market information to better understand new and outstanding loans
• Make improvement recommendations for the bank’s credit policy
REQUIRED EXPERIENCE
• 5 + years of experience handling distressed / troubled loans – handling loan work outs
• Superior credit analysis skills – cash flow modeling / projections and credit writing skills
• Exceptional negotiation and communication skills – ability to communicate with all Corporate Lending areas within the bank
• Excellent presentation skills
• Knowledge of bankruptcy laws
• Master’s degree a plus
• Formal credit training highly preferred

Ad ID: 386369